Depending on your personal circumstances the APR you're offered may be higher, or you may not be offered credit at all. The cash advance fee on the Barclaycard Platinum 18 Month 0% Purchase and Balance Transfer Visa is 2.99% (min. London, SE1 9RS. offer credit facilities from a panel of lenders. VAT number: 259751759. He's a specialist in credit-based products including business and personal loans, mortgages and credit cards, and is passionate about helping UK consumers make informed decisions about their borrowing. Barclaycard has announced an unprecedented 0pc 27-month balance transfer card, beating the 0pc 26-month deals recently offered by NatWest and RBS. Maximum of £15 cashback paid per month. The re-launched deal will be available alongside Barclaycard's record breaking 20 month 0% balance transfer offer, which has been available since mid-March. We usually charge a fee for the balance transfer, which we’ll tell you about before you apply. You are about to post a question on finder.com: At Finder, we value and respect our editorial independence. Representative example: When you spend £1,200 at a purchase rate of 15.9% (variable) p.a. The table below shows the options available. For example, if you withdraw £50, you'll incur a fee of £2.99. Barclaycard Barclaycard Platinum 18 Month Purchase and Balance Transfer Credit Card Balance transfer cards are only available to new customers who don’t already have a credit card provided by us, including one of our partner cards. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll … If you have compared cards and want to apply, completing the secure online application form takes about 15 minutes. Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. Barclaycard Platinum up to 18 month purchase and balance transfer card (a transfer fee applies) 0% interest on purchases, for up to 18 months after you open your account 0% interest on balance transfers for up to 18 months, which starts on the date you open your account (a 2.9% fee applies). That means if, for example, you don’t take it out for 60 days you’ll have 2 months less of the 0% rate. The cash advance fee on the Barclaycard Platinum 18 Month 0% Purchase and Balance Transfer Visa is 2.99% (min. Earn 1 Nectar point for every £5 spent elsewhere. While we are independent, we may receive compensation from Barclaycard overtakes Nationwide at the top. Although it's possible, withdrawing cash from a credit card account is generally not a good idea, as "cash-like transactions" (withdrawing cash at an ATM, getting cashback at the till, spending at a casino, buying currency, etc.) 0% Interest for 18 months on balance transfers from the date you open your account. 0.5% after £1 of monthly spend. Your 0% offer will start from the date the account is opened. Once you've had the card for a while and shown Barclaycard that you're reliable, you may wish to apply for a credit limit increase. Could be good if you're looking to transfer a balance but you don't want to pay a fee. Santander Everyday Credit Card – 18 months at 0%; Barclaycard Platinum Balance Transfer – 15 months at 0%; Danske Bank Standard Credit Card – 5 months at 0%; TSB Advance Credit Card – 3 months at 0%; Defaqto suggests that borrowers who owe a significant amount of money might be better off with a deal that offers a longer repayment period. Barclaycard has the card product for you: pay 0% on both balance transfers and purchases through the Platinum card that offers an interest-free period on purchases and balance transfers. Our great all-rounder Platinum card A flexible card you can use for balance transfers and purchases. balance transfer Platinum card: 18.90%: $0: 18 month balance transfer Platinum card: 24.90%: $0: … Withdraw £250, and you'll incur a fee of £7.48. That means if, for example, you don’t take it out for 60 days you’ll have 2 months less of the 0% rate. Before you apply, it’s a smart idea to quickly use the “eligibility checker”, which can give you a good idea of your chances of approval before you apply. For example, if you withdraw £50, you'll incur a fee of £2.99.